Motor Finance Commission Complaints

On 30 March 2026, the FCA announced the introduction of a redress scheme for eligible motor finance customers. For further information and to understand what this means for you, please click here.

Commission Arrangement Complaints

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31st March 2026 Update

On 30 March 2026, the Financial Conduct Authority (FCA) confirmed new rules introducing redress schemes for certain motor finance customers.

There will be two schemes:

  • Agreements that started between 23 Aug 2012 to 31 March 2014
    Launch date:
    31 August 2026

  • Agreements that started between 1 April 2014 to 1 November 2024
    Launch date:
    30 June 2026

We’ll share more details on our website closer to these dates, including how to make a claim.

 

If you’ve already made a complaint
You don’t need to do anything. Your complaint is currently paused until 31 May 2026 and will automatically be reviewed as a claim under the new scheme. We’ll contact you with further information once the scheme begins.

 

If your contact details have changed since you raised the complaint, please let us know by emailing commisionclaims@kiafinanceuk.co.uk

 

If you haven’t made a complaint
You can submit one using the button above.

 

If you don’t want to make a complaint
If you’re eligible for redress under the scheme, we’ll contact you directly once the scheme launches.

 

If your agreement is a personal contract hire (leasing) agreement
These are not covered by the redress scheme. We’ll continue to handle your complaint through our usual process.

 

For more information, visit the FCA’s website: Car finance claims | FCAThe Financial Conduct Authority (“FCA”) has announced an extension to its consultation on setting up a compensation scheme, to 12 December 2025. They also announced a further extension to the complaints handling pause on motor finance commission complaints until 31 May 2026.

 


If you’ve already made a complaint relating to commission, then you don’t need to do anything further and your complaint remains paused until 31 May 2026.

 


If you’ve not made a complaint and wish to do so, you can do this by clicking the relevant button below.

 


If your complaint relates to a contract hire (leasing) agreement, on 3 December 2025, the FCA confirmed that leasing complaints are excluded from the consultation extension as they are not in scope of the proposed scheme. Therefore, the complaints handling pause has now been lifted and we will start handling these complaints as normal.

 


We will continue to monitor FCA developments closely and update customers as more information becomes available. In the meantime, you can find further information on the FCA’s website here.

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