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Formed in 2012, our majority stakeholder is Santander Consumer (UK) plc, one of the UK's leading finance providers.

We provide competitive finance and insurance products for over 180 dealers representing the Kia franchised network.

Kia Finance is a member of the Finance & Leasing Association and abides by its Lending Code, a copy of which is available upon request. The Finance & Leasing Association also provides an impartial guide to car finance on their website at

We are authorised and regulated by the Financial Conduct Authority (FCA) in respect of finance agreements and for general insurance mediation activity. Our Authorised Firm Reference Number is 581186 and our entry on FCA register can be viewed on the FCA’s website, or by contacting the FCA on 0800 111 6768.

Some of our services are also covered by the Financial Ombudsman’s Scheme. For details please see

Our Customer Services team is based in Redhill, Surrey and we have a Business Development team based across the United Kingdom.

The six principles of treating customers fairly


Consumers can be confident that they are dealing with firms where the fair treatment of customers is central to the corporate culture.


Products and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly.


Consumers are provided with clear information and are kept appropriately informed before, during and after the point of sale.


Where consumers receive advice, the advice is suitable and takes account of their circumstances.


Consumers are provided with products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect.


Consumers do not face unreasonable post-sale barriers imposed by firms to change product, switch provider, submit a claim or make a complaint.

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