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CHANGE IN CIRCUMSTANCES

If your circumstances have changed then we can help.

If money is a bit of a struggle for you at the moment, you’re not alone. We know talking about your finances isn’t easy, and we’re here to help. We've put together some steps on how you can take action.

I’m having issues meeting my monthly payments

I would like advice on managing my money

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Contact Us

It is important that you let us know at the earliest opportunity by contacting our Customer Support Team. Once they understand your situation they can give you the most suitable advice

For Personal Contract Purchase and Personal Motor Loan customers:

Our team are available to speak with you on 0800 085 1954.

Please be advised that our letters state that we are open Monday - Friday 8.00am-6.30pm and Saturdays 9.00am-2.00pm. Due to COVID-19, our current opening hours are Monday - Friday 9.00am - 5.00pm. Sorry for any inconvenience caused.

Alternatively you can click here to complete a form and we will reply to you within 5 working days

For Personal Contract Hire customers:

Our team are available to speak with you on 0800 0749 756 option 5 between 9.00 am and 5.30 pm, Monday to Friday

Alternatively you can click here to complete a form and we will reply to you within 5 working days

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Make a budget plan

If you’re having financial difficulties you may find it useful to make a budget plan, as this can help you to:

Increase control over your money

Provide an early warning for potential problems

Become aware of what is coming in and what is going out

Decide in advance how your money will work for you

Determine how much surplus income you have

The Money Advice Service provides a free online budget planner and advice on how to complete a budget plan

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Seek Advice

The Money Advice Service:

This is an impartial service set up by the government to provide information and advice on a wide range of personal financial matters, including debt and borrowing

Find out more

Mind:

This organisation provides a wide range of advice and support to anyone experiencing a mental health problem and their website contains a section on financial help for individuals

Find out more

Turn2Us:

If you're struggling with debt, it can be hard to know where to turn. But with lots of free advice services available across the UK, you can find help in a way that's best for you.

Find out more

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